Is a cash discount program legal?
Yes. Federal law lets a business give a discount to customers who pay cash. Card brand rules and state laws set how you show your prices and signs. We can set up businesses in all 50 states, the right way for each state.
What the rules cover
- How you post your prices.
- What your signs at the door and counter must say.
- What your receipts must show.
Your rep sets up all three with you, so your program follows the rules for your state and the card brands.
Can you pass credit card fees to customers?
You can price your sales so the card fee is covered. A cash discount does it with one posted card price and a discount for cash. Dual pricing does it by showing both prices.
Is dual pricing legal too?
Yes, when the cash price and the card price are both shown clearly. The same rules about signs and receipts apply.
Which states can you work in?
We can work with businesses in all 50 states. Your rep sets up your program for your state's rules.
Questions
Is cash discount legal in my state?
We can set up businesses in all 50 states. Each state has its own rules for how prices and signs look, and your rep sets your program up to follow them.
Is dual pricing legal?
Yes, when both prices are shown clearly at checkout, on signs and on receipts.
Can businesses charge a credit card fee?
A business can price its sales so the card fee is covered with a cash discount or dual pricing, following card brand rules and state laws.
Do I need special signs?
Yes. Clear signs are part of doing it right. Your rep helps you put up the right ones.
See what you could keep.
Send us a recent statement. Your rep shows you every fee and a real quote.