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Cash discount program

Cash discount program for small business

A cash discount program lets you stop paying most card fees. Your posted price is the card price. Customers who pay cash get a small discount. You keep more of every sale.

Cash discount program explained

Card fees can cost a business about 3% of every card sale. With a cash discount, that cost is built into your card price.

  1. Your sign and your machine show the card price.
  2. A customer who pays cash gets a small discount at the register.
  3. The card fee is covered by the card price, so the money stays with you.

Your machine does the math on every sale. You do not change how you ring things up.

What you need to start

  • A machine that runs the program, like Clover, Valor or Dejavoo. Your rep tells you if your machine works.
  • Cash discount program signage at your door and your counter. We help you get it right.
  • Receipts that show the program. Your machine prints them for you.

Our cash discount program merchant services cover the whole setup: the machine, the signs, the receipts and your own rep. Most businesses are running in a few days.

Is a cash discount program right for my business?

It helps most when you take a lot of cards. Auto repair, tint, tire, towing, salons, retail stores, gas stations and smoke shops use it.

If most of your customers pay by card and your fees keep going up, a cash discount is worth a look. Your rep looks at your statement and shows you the real numbers.

Clover cash discount

Clover can run a cash discount program. So can Valor and Dejavoo machines. If you already have a Clover, tell us. Your rep checks if it can run the program before you buy anything.

Questions

What is a cash discount program?

A way to price your sales so card fees are covered. Your posted price is the card price, and cash buyers get a small discount.

Is a cash discount program legal?

Yes. Federal law lets a business give a discount to customers who pay cash. Card brand rules and state laws set how you show prices and signs. We can set up businesses in all 50 states, the right way for each state.

Do I need signs for a cash discount program?

Yes. Clear signs at the door and the counter tell customers how it works. Your rep helps you get them right.

Will this work with my Clover?

Many Clover setups can run it. Tell your rep what you have and they will check before you change anything.

How much can I save?

Card fees often run about 3% of card sales. Use the fee calculator on our home page to see your number. Your rep gives you a real quote from your statement.

See what you could keep.

Send us a recent statement. Your rep shows you every fee and a real quote.